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  Insurance against extreme weather events: An overview

Kraehnert, K., Osberghaus, D., Hott, C., Habtemariam, L. T., Wätzold, F., Hecker, L. P., Fluhrer, S. (2021): Insurance against extreme weather events: An overview. - Review of Economics, 72, 2, 71-95.
https://doi.org/10.1515/roe-2021-0024

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Item Permalink: https://publications.pik-potsdam.de/pubman/item/item_25998 Version Permalink: https://publications.pik-potsdam.de/pubman/item/item_25998_3
Genre: Journal Article

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Submission_ReviewofEconomics.pdf (Preprint), 335KB
 
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 Creators:
Kraehnert, Kati1, Author              
Osberghaus, Daniel2, Author
Hott, Christian2, Author
Habtemariam, Lemlem Teklegiorgis1, Author              
Wätzold, Frank2, Author
Hecker, Lutz Philipp2, Author
Fluhrer, Svenja1, Author              
Affiliations:
1Potsdam Institute for Climate Impact Research, ou_persistent13              
2External Organizations, ou_persistent22              

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 Abstract: Extreme weather events increasingly threaten the economic situation of households and enterprises around the world. Insurance against extreme weather events is among the climate change adaptation instruments that are currently discussed by the policy community. This overview paper provides a synopsis of the state of research on insurance against extreme weather events, outlining advantages and limitations inherent in three main types of insurance: indemnity-based insurance, index-based insurance, and insurance-linked securities. The paper discusses issues related to insurance uptake, distributional effects, misleading incentives and potentially negative side effects, as well as the role of the state.

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 Dates: 2021-09-212021-10-272021-10-27
 Publication Status: Finally published
 Pages: -
 Publishing info: -
 Table of Contents: -
 Rev. Type: Peer
 Identifiers: PIKDOMAIN: RD2 - Climate Resilience
Organisational keyword: RD2 - Climate Resilience
MDB-ID: No data to archive
Organisational keyword: FutureLab - Inequality, Human Well-Being and Development
Research topic keyword: Adaptation
Research topic keyword: Economics
Research topic keyword: Extremes
Research topic keyword: Food & Agriculture
Research topic keyword: Inequality and Equity
DOI: 10.1515/roe-2021-0024
 Degree: -

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Title: Review of Economics
Source Genre: Journal, Scopus
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Pages: - Volume / Issue: 72 (2) Sequence Number: - Start / End Page: 71 - 95 Identifier: CoNE: https://publications.pik-potsdam.de/cone/journals/resource/review-of-economics
Publisher: De Gruyter